Get the card that gives you more with San Francisco Credit Union’s VisaⓇ Platinum Rewards Card. You get a great rate and rewards on whatever you buy. Plus, you’ll never pay fees for using your card.
Competitive Interest Rate
Rates as low as 7.70% APR*.
No Annual Fee
Never pay an annual fee for having our card.
25-Day Grace Period
No interest charged for 25 days on purchase*
Pay Using Mobile Wallet
ApplePay, Android Pay, Samsung Pay compatible
VisaⓇ Platinum Rewards Card Rates
| CARD TYPE | RATES AS LOW AS | ANNUAL FEE | BEST FOR |
|---|---|---|---|
| VisaⓇ Platinum Rewards Card | 7.70% APR* | None | Someone who wants more from their card- like cash back on everyday purchases. |
VisaⓇ Platinum Rewards Card FAQs
You will get a deposit into your savings account each May for the previous 12-months of rewards. It’s that easy!
Yes. We want you to save money, so you’re welcome to transfer your high-interest credit card balances to your VisaⓇ Platinum Rewards Card. We don’t even charge a balance transfer fee*.
Yes! Using your card should be convenient, and it is with our Visa® cards. They are all ApplePay, Android Pay, and Samsung Pay compatible.
No. We never charge annual fees with our credit cards.
Yes. We take security seriously. Your card is equipped with protective features to keep your financial life running smoothly. Additionally, we offer loan protection and Financial Hardship Assistance for unexpected life events or expenses. We also have our own additional security policies in place, and you can read about them here.
Yes. Visa® offers its cardholders travel protection and emergency assistance, and you can learn more about these helpful benefits here.
Other San Francisco Credit Union VisaⓇ Credit Cards
VisaⓇ Classic Secured Card
The perfect card to help you establish or re-establish credit. No annual fee and a competitive rate make this card a smart choice.
VisaⓇ Student Platinum Rewards Card
Being a student has its benefits. With no annual fee and cash back for every dollar you spend, this is the only card you’ll need through high school and college.
Member Reviews
APR=Annual Percentage Rate. Variable rate loan, with a max APR of 17.99%. No annual fees. Regular variable APRs 7.70% to 17.99%, subject to change. As of the date of this disclosure, the Prime Rate is 7.75% APR as of 12/01/2024.
** San Francisco Federal Credit Union VISA® Platinum Rewards Terms and Conditions: Rewards (also known as “rebates”) are earned by making purchases with your San Francisco Federal Credit Union Visa® Platinum Rewards Credit Card. You can earn a reward of one percent (1%) on purchases at locations throughout the world that accept Visa®, up to $500 per year. All rewards earned will be reflected in your quarterly billing statement and will be automatically and annually redeemed every May 31st by applying the rewards as a deposit to your Regular Share Account. Your rewards will not expire. Purchases returned for credit do not earn a reward, and your balance will be adjusted in the event that the purchase is returned, or a credit adjustment is otherwise issued. Your account must remain open and not be in default under any card agreement in order to earn and redeem rewards. Rewards are not earned on cash advances, balance transfers, fees, loan balances or finance charges. All rewards that have been accumulated, but have not yet been paid, will expire upon termination of your San Francisco Federal Credit Union Visa® Platinum account, whether terminated by you or us. We are not responsible for reward-related disputes between joint account holders and/or between account holders and authorized users. Excludes Visa® Classic card. Must be at least 18 years old to apply.
No interest charge for 25 days on purchases only. Interest on cash advances and balance transfers begins on transaction date.
There is no fee for any balance transfer that is posted to your account during the first 60 days from the date opened. Any balance transfers posted to your account after the first 60 days will be charged 1% of the amount transferred. Excludes Visa® Secured.
Foreign Transaction fee up to 1% (per transaction in US Dollars) waived for Visa® Platinum Rewards cards only. The monthly minimum payment is 1% of the total balance due or $15.00, whichever is greater.